CMS
Plans, benefits, stars, enrollment
Medicare Decision Intelligence
Compare Medicare plans based on your healthcare needs.
Planwise analyzes your doctors, prescriptions, pharmacies, hospitals, and healthcare priorities to organize Medicare plan matches around your needs.
Free Coverage Analysis Takes About 3 Minutes No Account Required
Compare plans from recognized Medicare organizations
Availability varies by area, eligibility, and plan type.
Built on public Medicare data
Trusted Medicare information, organized around you.
Planwise65 brings trusted Medicare information into a simpler, guided experience so you can compare options with more confidence before speaking with a licensed advisor.
Medicare.gov
Public Medicare plan data
Care Compare
Doctors and hospitals
NPPES
NPI provider registry
RxNorm / RxNav
Drug normalization
HUD ZIP-County
ZIP/county mapping
A clearer decision view
See how Planwise analyzes your Medicare options.
Your healthcare profile and available plan data come together in one organized view, so you can understand the tradeoffs before deciding what to review next.
Coverage comparison framework
Prescription coverage analysis
Doctor and hospital compatibility review
Estimated annual cost signals
Personalized plan comparison signals
Optional licensed advisor connection
Planwise65 Coverage Analysis
Personalized Medicare decision view
Analysis signals
Your healthcare, evaluated together.
Each signal is reviewed in context, not treated as a standalone plan ranking.
Personalized
Doctor compatibility
Organized for review
Provider participation requires confirmation.
Personalized
Prescription cost estimate
Compared by plan
Formulary and pricing signals vary.
Personalized
Hospital network match
Verification guided
Network status is confirmed before enrollment.
Personalized
Estimated annual cost
Modeled from plan data
Actual healthcare use determines final cost.
Illustrative plan results
See the coverage and pricing details side by side.
Example option A
Medicare Advantage HMO
Coordinated local network with medical and prescription coverage in one plan.
- Plan premium
- $0 / month
- In-network limit
- $4,900 / year
- Drug coverage
- Included
Sample pricing for interface preview
Example option B
Medicare Advantage PPO
Broader provider flexibility with different in-network and out-of-network costs.
- Plan premium
- $34 / month
- In-network limit
- $6,700 / year
- Drug coverage
- Included
Sample pricing for interface preview
Example option C
Original Medicare pathway
Original Medicare with separately selected Medigap and Part D coverage.
- Medigap premium
- Varies
- Part D example
- $15 / month
- Drug coverage
- Separate plan
Sample pricing for interface preview
Actual plans, premiums, cost sharing, drug coverage, networks, and out-of-pocket limits vary by ZIP code, eligibility, contract year, and personal situation. Original Medicare does not have the same annual out-of-pocket limit structure as Medicare Advantage.
Overall recommendation
Personalized plan matches for review
Decision support only. Final plan details require verification.
$0/mo example$18/mo example
$29/mo example$42/mo exampleThis illustrative preview shows the intended decision-support experience. Live outputs are shown only when the supporting plan data is available and validated; provider participation, drug costs, benefits, and eligibility require confirmation.
Optional licensed support
Review your decision view first, then request licensed help only when you want it.
How it works
Personalized Medicare analysis in three simple steps.
Build your profile, review your results, and request licensed help only when you want it.
Step 1
Build your health profile
Share your location, prescriptions, doctors, hospitals, and the healthcare priorities that matter to you.
Step 2
Analyze plan fit
Planwise organizes available plan data around your profile and surfaces the differences worth reviewing.
Step 3
Review your decision view
Explore personalized plan matches privately, then request licensed help only if you want it.
A preview of your guided comparison
A few details make your plan view more useful.
Owsley guides you one question at a time, so you can focus on the Medicare details that matter to your life.
- 1
Your priority
- 2
Your timeline
- 3
Your medications
Question 1 of 3
What matters most to you?
Choose the priority you would want Planwise65 to focus on first.
This preview does not save your answers or change your plan results.
Software first. Human help when requested.
One Planwise65 licensed-help path, available when you ask.
Complete your personalized Coverage Analysis first. If you request help, Planwise65 checks only its designated licensed Medicare professional for your state and service area.
Owner-only licensed help
Your request is never rotated through an advisor marketplace.
Planwise65 confirms the designated professional's licensing, service area, compliance readiness, availability, and capacity before showing the one-to-one consent step. If that professional cannot help, Planwise65 does not select someone else.
Frequently asked questions
A few answers before you begin your analysis.
Is the Planwise65 Coverage Analysis free?
Yes. You can complete the guided analysis and review available plan information for free. There is no obligation to request advisor help.
Do I have to talk to an advisor?
No. You can explore plan information privately and decide whether licensed help would be useful.
Will my information be sold?
No. Planwise65 is built around privacy and consent. Advisor contact happens only when you request it.
Can Planwise65 enroll me in a plan?
Planwise65 is a technology platform, not an insurance carrier or brokerage. If you want enrollment help, you can request assistance from a licensed insurance agent.
Who provides licensed help?
Planwise65 uses one designated licensed Medicare insurance professional. Your request is not rotated among other advisors, and you choose whether to connect.
Planwise65 Support Center
Need help choosing the right Medicare plan?
The licensed Medicare professional available through Planwise65 can answer questions and help you understand your Medicare options before you enroll.
Talk to an Advisor
Speak with a licensed Medicare advisor who can answer questions about your coverage options.
Talk to an Advisor ->Coming soon
Chat Online
Secure online chat is coming soon. For now, find quick answers in the Planwise65 Help Center.
Browse Answers ->Send Us an Email
Send us your question and a member of our team will respond as soon as possible.
Send an Email ->Analyze with confidence. Ask questions if you need them. Enroll when you're ready.
Ready when you are